Sample Pricing for Traditional Long-Term Care Insurance
Wondering what long-term care insurance might cost? The examples below show realistic pricing for traditional LTC policies — based on a $4,000 initial monthly benefit, with benefit periods of 4 years for individuals and 6 years for joint coverage.
Traditional long-term care insurance is designed specifically to cover the cost of care — whether at home, in assisted living, or in a nursing facility. These policies do not include life insurance benefits. Premiums are paid annually, and your rate is based on your age, gender, health, and underwriting approval at the time of application.
These sample rates can help you understand how costs vary by age and policy structure. Your actual quote may be higher or lower based on your individual situation.
To see accurate, personalized options, you can complete the LTC Health Snapshot form or reach out directly.
