Sample Pricing for Annuity with a Long-Term Care Rider
Looking to turn existing savings into long-term care protection? The examples below show realistic illustrations for annuities with an LTC rider, based on a $100,000 one-time deposit. These plans allow you to multiply your deposit into a larger pool of money for long-term care — often 2x to 3x the original deposit, depending on your age and plan structure.
Unlike traditional or hybrid LTC insurance, annuity-based plans can be easier to qualify for and are often a good fit for people with existing non-qualified savings. These examples show how much monthly care benefit you’d receive, how long the benefit would last, and the total long-term care pool available in Year 1. Individual and joint options are available.
The figures shown are based on simplified underwriting and assume you qualify for full benefits. Actual values may vary by insurer, age, health, and contract terms.
To learn whether this type of policy could work for your situation, you can complete the LTC Health Snapshot form or reach out to me directly for a conversation.
